Cottonwood Associates, Inc. Securing Your Financial Future

Securing Your Financial Future

Dedicated to Providing Clients with a Brighter Future

After a long career in finance, Raymond Ream has dedicated his professional life to helping mitigate financial risk and prepare for retirement through the strategic use of insurance products. He knows his clients work hard for their money, savings and assets and wants to help them reduce the concerns over life’s “what ifs” while also preparing for and looking forward to a brighter future.

Photo of Raymond Ream

Raymond Ream | President

He started his career as a stockbroker in the late 1970s at Paine Webber, where he ranked as one of their top brokers. By the mid 1980s, he was employed as the Regional Manager with Eden Financial Group, a wholly owned subsidiary of Paine Webber. During his tenure there, his region was regularly ranked #1 in terms of production. In 1994, he was appointed the Regional Director of Equities at the Lincoln National Insurance Company and he was instrumental in helping develop Western Pennsylvania into one of the top regions in the company. Ream is also an honored member of the Millennium Edition of the "Who's Who of America for Executives and Professionals."

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