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WELCOME TO COTTONWOOD ASSOCIATES, INC.

Are you frustrated with the intricate details you have to look through for your financial management? Are you looking for an experienced financial advisor who’ll provide you with invaluable insight?

Come to Cottonwood Associates, Inc. for all your financial planning needs. Located in Sharon, PA, we are a business and personal financial planning firm. We are dedicated to helping business owners and individuals with preserving their capital and earning higher returns without the risk of loss.

We are once again open for business after working from home due to COVID-19. We hope that everyone is staying as safe as possible. We are taking all precautions we can to ensure your safety if you request a face-to-face meeting. We are utilizing sanitation efforts between every single client. We do request that anybody who enters please wear a mask or one will be provided for you. You can set up an appointment at any time by calling the office at 724-347-5592 or e-mail at advisor@cottonwoodassoc.com


We Can Get Your Financial Future on Track with:

Annuity

We create strategies tailored to your goals.

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Estate Planning

Without any conflicts of interest we put your needs first.

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Life Insurance

We enjoy building trusted relationships.

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The Force Behind Cottonwood Associates, Inc.

Owner and operator Mr. Ream is a proud member of the International Association for Financial Planning and has more than 37 years of experience in the investment and insurance industry. At this point in his life he generates over $5,000,000 per year in annuity and life insurance premiums.


He is joined in the office by Ryan Nisbett. Ryan has worked with Ray and others for over 8 years in the field of annuities and finance. He earned a degree from Ohio University in business economics and has been in the field ever since.

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