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At Cottonwood Associates Inc., we believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.

We can help you address:

  • Investing principles and strategies
  • Retirement investing and distribution strategies
  • Estate conservation issues
  • Risk management analysis

We also can answer your questions, including:

  • Can I retire early?
  • Are my investments working hard enough?
  • What’s a good approach for college savings?
  • What are the elements of a sound estate strategy?
  • Do I have enough life insurance for my family?

Our experienced professionals have helped many people just like you with similar issues and concerns. We can help you create an approach that is designed to address your individual situation.


Raymond Ream

(724) 347-5592

He started his career as a stockbroker in the late 1970's at Paine Webber, where he ranked as one of their top brokers. By the mid 1980's he was employed as the Regional Manager with Eden Financial Group, a wholly owned subsidiary of...
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