Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.